BienFi — Your Independent Finance Doctor (WordPress HTML Block)
BienFi
Atmospheric mountain landscape with early sunrise light
☀️ Live Financially Bien

Your Independent Finance Doctor

Independent financial health checkups for employees and working students. An essential benefit that employers and universities should offer, just like an annual physical. Financial issues are silent, preventable, and far cheaper to catch early than to treat late.

Free Score · Full Checkup $97 · 100% Private & Unbiased
Financial wellness for
Employees Employers University staff University students Early-career professionals HR leaders First-job graduates
Financial wellness for
Employees Employers University staff University students Early-career professionals HR leaders First-job graduates
For employees

Grow your career financially bien

9 out of 10 people regret delaying their financial planning. The good news—you can start today.

How financially fit are you? BienFi helps you discover where you stand with an independent, data-driven Financial Fit Score—benchmarking your net worth against your age and goals to identify gaps and unlock opportunities. Follow a personalized roadmap to reach your financial and travel goals by 60 while advancing your career.

Start taking control of your financial future today with clear insights and an actionable, phased plan that adapts to life’s key moments and supports long-term resilience.

Free Score · Full Checkup $97 · 100% Private & Unbiased
FINANCIAL HEALTH SCORE
DEVELOPING
4.2 /10

You’re building, but key gaps remain

Critical You — 4.2 Elite
Spending
Vulnerable
Debt
Excellent
Asset
Critical
Income
Good
Every month you delay, the gap widens

Optimise now to invest an additional $2,325 each month. Cost of inaction at 7% historical return:

$28.8K 1 Year
$402K 10 Years
$2.84M 30 Years
Financial Stress Impact Calculator
Total Employees 150
Avg. Team Salary $75,000/yr
Est. Stressed Employees 78%
Anxious Staff 117
Lost Hours 16,848
Annual Productivity Loss $631,800
BienFi Mitigated Savings +$113,724
PwC / CFP Benchmarks
For employers

Build a financially bien team

78% of employees say finances are a distraction at work. Don’t let financial stress undermine your workforce.

BienFi helps employers reduce productivity and profit losses driven by employee financial stress. We evaluate your company benefits, provide employees with private financial health checkups, deliver tailored guidance, and share anonymized insights to track progress.

Boost productivity, lower turnover and healthcare costs, and build a healthier, more resilient workforce with BienFi’s low-fee, personalized approach to financial well-being.

30 minutes · No commitment · Ready for teams of 10 to 5,000+
For students

Start your career financially bien

9 in 10 people reach their 40s wishing they had started financial planning sooner. Starting today puts you ahead.

BienFi empowers you to build lasting wealth by evaluating your benefits and guiding you in building a strong financial foundation—from setting priorities and smart spending to efficient debt repayment, tax benefits, and automating your finances.

Start building wealth from your very first paycheck—with a clear plan designed for long-term resilience.

Free for students · Verifies automatically Spread the word! The more students registered, the sooner we can partner with your university to offer BienFi for free.
FINANCIAL FOUNDATION
First 90 days
Student benefits
Reviewed
Employment benefits
Reviewed
Tax Benefits
In progress
Priorities
In progress
Saving Rate
In progress
Automation
Up next
Debt payoff
In progress
Emergency fund
In progress
Wealth building
Up next
9 in 10

people aged 45-60 regret delaying foundational wealth roadmap checks.

CFP Board Survey
92%

of active retirees report underestimating healthcare structures.

Clever Retirement Analysis
78%

of employees state structural cash worries directly compromise workspace productivity.

PwC Corporate Review
LN
Meet your strategy guide

Linh Nguyen

Not a robot. Not a sales pitch.

Linh Nguyen is an experienced CPA and Masters of Finance who previously formulated strategic risk resilience solutions for governments. She applied that identical model to secure solid baseline security. BienFi translates that zero-commission math onto your accounts.

✓ CPA Standard ✓ Master of Finance ✓ Zero Commissions
Strategy advice topics CPA Active

“Governments secure liquid reserves to survive macro credit freezes. You have to establish an identical buffer of three months minimum before looking at risk-on options.”

Sovereign balance models Fee-Only CPA Guideline

Ready to start?

Know your financial baseline

Like a physical medical checkup — evaluate your baseline parameters to survive macro friction.

Free Score · Full Checkup $97 · 100% Private & Unbiased