BienFi — Your Independent Finance Doctor (WordPress HTML Block)
BienFi
Atmospheric mountain landscape with early sunrise light
☀️ Live Financially Bien

Your independent Finance Doctor

Independent financial health checkups for employees and working students. An essential benefit that employers and universities should offer, just like an annual physical. Financial issues are silent, preventable, and far cheaper to catch early than to treat late.

Free Score · Full Checkup $97 · 100% Private & Unbiased
Financial wellness for
Employees Employers University staff University students Early-career professionals HR leaders First-job graduates
Financial wellness for
Employees Employers University staff University students Early-career professionals HR leaders First-job graduates
For employees

Grow your career financially bien

How financially fit are you? 9 out of 10 people regret delaying their financial planning. Discover where you stand with BienFi’s independent, data-driven Financial Fit Score. Assess your net worth against your age and goals, identify gaps, and unlock opportunities. Follow a personalized roadmap to reach your financial and travel goals by age 60, while advancing your career.

Free Score · Full Checkup $97 · 100% Private & Unbiased
YOUR FINANCIAL HEALTH SCORE
DEVELOPING
4.2 /10

You’re building, but key gaps remain

Critical You — 4.2 Elite
Spending
Vulnerable
Debt
Excellent
Asset
Critical
Income
Good
Every month you delay, the gap widens

Optimise now to invest an additional $2,325 each month. Cost of inaction at 7% historical return:

$28.8K 1 Year
$402K 10 Years
$2.84M 30 Years
Financial Stress Impact Calculator
Total Employees 150
Avg. Team Salary $75,000/yr
Est. Stressed Employees 78%
Anxious Staff 117
Lost Hours 16,848
Annual Productivity Loss $631,800
BienFi Mitigated Savings +$113,724
PwC / CFP Benchmarks
For employers

Build a financially bien team

78% of employees say finances are a distraction at work. BienFi helps employers review company benefits, offer private financial health checkups, provide tailored solutions, and deliver anonymized progress summaries. Left unchecked, employee financial stress hurts company culture, increases turnover, drives up healthcare expenditures, dents productivity, and reduces profitability.

30 minutes · No commitment · Ready for teams of 10 to 5,000+
For students

Start your career financially bien

Don’t wait until you’re 45 and regret it. BienFi reviews your student and employment benefits, then guides you through building a solid financial foundation—smart spending, clearing debt, and growing wealth.

Financial Foundation Plan Active
Student Subsidies / Benefits 100% Completed
Part-time Allowances / match 100% Completed
Emergency Cash cushion 52% In progress
SIMULATE STEPS
9 in 10

people aged 45-60 regret delaying foundational wealth roadmap checks.

CFP Board Survey
92%

of active retirees report underestimating healthcare structures.

Clever Retirement Analysis
78%

of employees state structural cash worries directly compromise workspace productivity.

PwC Corporate Review
LN
Meet your strategy guide

Linh Nguyen

Not a robot. Not a sales pitch.

Linh Nguyen is an experienced CPA and Masters of Finance who previously formulated strategic risk resilience solutions for governments. She applied that identical model to secure solid baseline security. BienFi translates that zero-commission math onto your accounts.

✓ CPA Standard ✓ Master of Finance ✓ Zero Commissions
Strategy advice topics CPA Active

“Governments secure liquid reserves to survive macro credit freezes. You have to establish an identical buffer of three months minimum before looking at risk-on options.”

Sovereign balance models Fee-Only CPA Guideline

Ready to start?

Know your financial baseline

Like a physical medical checkup — evaluate your baseline parameters to survive macro friction.

Free Score · Full Checkup $97 · 100% Private & Unbiased